Payment Gateway

paymentgatewaywebapiapiecommercecommerce

The first online transaction in 1984 by 72-year old woman named snowflake

~ Anonymous

• Very big industry
• Mobile Commerce - $150 billion this year US alone
• Web needs a better answer for payments

Google Pay

Google Pay lets your customers pay with the press of a button — using payment methods saved to their Google Account.

• Online Conversions
• Google Pay API
• It's competition to paypal
• PayPal is different from Google Pay in a number of ways. PayPal for example takes care of processing the payment, whereas Google Pay helps your users utilize their previously saved cards to pay in your site, but the processing of the payment still happens through a payment processor or gateway.
• A better way to pay using your existing cards

Payment Processor

1. Checkout.com
2. Stripe
3. Braintree
4. World pay
5. Cloud Pay
6. PayPal
7. Razorpay - india only
8. Paytm
9. Vantiv

Encryption and security is crucial part

Organization

• Once Payment is complete send a web hook call to cloud function
  • update database
  • send email
  • creating shipping label ando so on

Solutions

• https://gumroad.com/features/pricing
• https://www.e-junkie.com/wiki/help#Using E-junkie with Payment Processors
• https://bejamas.io/blog/jamstack-ecommerce/

References

• https://www.hostgator.com/blog/online-payment-methods-ecommerce/

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